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Andrew McNaughton, LCSW, CADC I don’t know if I still have the scrap of paper I wrote out all of my debts and APR interest rates on that early March 2018 morning, but the information I gathered forever changed my life. As I said in Part One of this blog, the numbers were grim, however in choosing to reject both the Snowball and Avalanche methods of debt repayment, I instead chose the practical approach by prioritizing my…
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Andrew McNaughton, LCSW, CADC Late one restless night in March 2018, I made the decision to finally get out of credit card debt, which I eventually accomplished in one year. This two-part blog is meant to inspire, not to gloat. I recognize I am lucky to have had the opportunity to do this for myself, and I accomplished it with some rational and practical approaches to overcome urges to engage in catastrophic thinking as well as not…
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In Part 1 of this blog, a brief background understanding was explored of the issue of student loan stress as well as ways to emotionally handle and keep perspective about the issue rather than getting overwhelmed. This second part will look at practical ways about how to the manage student loans. Of course everyone’s financial situation is different, depending on the amount of total student loan balance they have, if their parents assisted, if they are paying…
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The emotional stress of mounting student loans has become a rising issue in the last decade. According to recent studies, one in 15 students has considered suicide as a result of these mounting student loans. This is a range between 3-10 percent of borrowers who has contemplated suicide. There are 2.8 million people who owe $495 billion of student loan debt according to the Department of Education data (Tanze, 2019). This can leave a person wondering if…
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Do you find it hard to speak up for yourself or advocating for yourself for important matters? Do you find it difficult to speak up for yourself when you have an opinion or want to change something that’s important to you but feel “stuck” inside yourself? Do you wish so badly that you could just get the words out, or have the confidence to speak up for yourself in a way that’s important to you? Speaking up…
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Hannah Hopper Often times when a couple comes in to see me for counseling, one of the biggest things they are trying to work through is how to communicate better with one another. This could be from not getting enough time together to talk throughout the week, not knowing how to express their needs without getting into an argument, or being unable to respectfully listen to their partner when they disagree and hold different opinions and values.…
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Danielle Bertini, LPC Family conflicts can often hit a spot that other conflicts cannot. They can cause us the most pain, suffering, and distress. Whether its another yelling match with your teenage child, disagreement with your spouse, or longstanding drama with your mother, conflicts that hit close to home are often the most challenging to face because it’s so easy to be held hostage by your own emotions. Dr. Aldo Civico proposes this question: How then, can…
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Coursera is a great online tool for learning; it offers up a world of learning to people who cannot afford a college education, and it provides ongoing learning opportunities for people who do have college degrees but want to expand their range of personal and professional interests. The information found below is compiled from Yale University’s The Science of Well-Being course, taught by Dr. Laurie Santos, and gives you a taste of the great information found on…
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Coursera is a great online tool for learning; it offers up a world of learning to people who cannot afford a college education, and it provides ongoing learning opportunities for people who do have college degrees but want to expand their range of personal and professional interests. The information found below is compiled from Yale University’s The Science of Well-Being course, taught by Dr. Laurie Santos, and gives you a taste of the great information found on…
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John Gottman is one of the country’s leading experts on what makes romantic relationships work. He and his wife, Julie Gottman, have conducted research at their Love Lab for decades and created the Gottman Institute. The following findings come from Gottman’s own research and are found in his bestseller The Seven Principles for Making Marriage Work: A Practical Guide from the Country’s Foremost Relationship Expert. This is the final part of a two-part blog series. In my…
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